b'Winter 2023 WordASSOCIATENews w w w. w m i m u t u a l . c o mHOW, WHEN and WHEREShould I Sign Up For MEDICARE? Medicare is the federal healthWHERE insurance programdo I apply? for people age 65 and olderAccording to theand for certain peopleSocial Security who are younger thanAdministration age 65 with certain(SSA), thedisabilities or withCenters for special medicalMedicareconditions. There& Medicaid are two differentServices types of Medi- (CMS) are care coverage: in charge of (1) Originalthe Medicare Medicare (whichprogram,is often coupledbut Social with a private SecurityMedicare processesSupplement policy);applications and and (2) Medicare initiates Original Advantage (which is Medicare enrollment. 2sold by private health insur- This means when you ance companies and bundles theapply for Medicare, you three basic Medicare coverages will be submitting your (Part A ~ hospital, online application to the Part B ~ physicians/SSA through their online medical, and application portal atPart D ~ Rx). ssa.gov/medicare.For more informationabout these three Medicare parts, the coverage they provide, and their eligibil-ity requirements, I would invite you to read myrecent article thatexplains these thingsin greater detail. 11 WMImutual.com/medigap/publications/pdf/2023/WN23_2 MuchofthisinformationinthisarticlecomesfromFallMagWMI-article0821.pdf thefederalMedicarepamphletwhichcanbefoundat ssa.gov/pubs/EN-05-10043.pdf.58www.wpma.com / Winter 2023'