b'Associate News navigate a browser to Medicare.gov and select the option to find a Medicare Advantage Plan. Once you find a plan you like, Medi-care will walk you through the process to enroll in the plan of your choice. Finding a Medigap policy is done the same way except for the fact that once you find the Medicare Supplement policy and carrier you want, youll need to contact that insurance com-pany separately rather than through Medicares website.Signing up for Medicare Part D (prescrip-tion drug coverage) is quite simple. Navigate a browser to Medicare.gov and select the option to find a Medicare Part D drug plan. Enter your prescriptions and preferred pharmacies and the program will show you various plans, premium costs, deductibles and copayments/coinsurance costs. Select the plan you like and enroll right from the Medicare.gov website. You can enroll in a Medicare drug plan during your initial enrollment period when you are first eligible for Medicare and during the annual Medicare open enrollment period from October 15 December 7. There are also special enrollment periods under certain circumstances. The entire process is pretty slick. One thing to note is that like Medicare Part B, prescription drugcoverage is voluntary but if you dont enrollin a Part D drug plan when you are first eligible, you may wind up paying a late enrollmentpenalty forever (currently $50 per year foreach year of delay) so dont postpone enrolling in this valuable benefit. HOWcan I learn more about Medicare andMedigap insurance policies?If you have questions about Medicare and Medigap policies, I would invite you to contact our office for a free consultation. We are also happy If you have questions to provide you a free copy of the CMS Medicare & You handbook or the about this article SSA Medicare booklet. Finally, our website is full of useful information and or would like to discuss links to helpful websites so take a minute to explore it at wmimedigap.com.your companys healthinsurance progam, feelfree to contact me at(801) 263-8000 orinfo@wmimutual.com. S60 www.wpma.com / Winter 2023'