WPMA News / Spring 2026 69 Associate Member News Upcoming 2027 WPMAEXPO Presidential Sponsor & Educational Session Presenter These articles are for general information and risk prevention only and should not be considered legal or other expert advice. The recommenda- tions herein may help reduce, but are not guaranteed to eliminate, any or all risk of loss. Examples shown are for illustrative purposes only. The information herein may be subject to, and is not a substitute for, any laws or regulations that may apply. Qualified counsel should be sought with questions specific to your circumstances. ©2026 Federated Mutual Insurance Company. April 21, 2026 The SHIELDsm The SHIELDsm for Business Owners ● Do You Know the Value of Your Business? If you were asked today, “What’s the value of your business?” would you have a confident answer? For many business owners, determining value can feel overwhelming. There are multiple methods to consider, like book value; adjusted book value; Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) approaches; sales multiples; or capitalized earnings. The method that works best for you may depend on your company’s unique charac- teristics. While some businesses are assessed based on assets and liabilities, others are driven by cash ow and protability. Deciding where to begin is often the hardest part. Why Should You Know Your Business Value? Understanding your business’ value is a critical piece of your planning foundation. For many, the business is their largest nancial asset. Knowing an estimated value is vital for creating a buy-sell agreement, planning for retirement, preparing an estate plan, or managing ownership transitions in the future. A clear understanding of value helps reduce uncertainty and can minimize potential dis- putes between partners or family members. But formal business valuations, while accu- rate, can be expensive and time consuming. A Practical Solution Federated Insurance® offers Value EstimatorSM, a service designed to provide an informal business valuation. It’s a practical starting point that helps frame conversations with your attorney, accountant, and trusted advisors. Whether you’re considering busi- ness succession, estate plans, or an exit strategy, Value Estimator helps you under- stand what your business might be worth. Take the Next Step To learn more about how Value Estimator can support your planning eorts, contact your Federated® marketing representative. Start building a clearer picture of your business’s value today. Value Estimator provides an informal business value estimate for general informational purposes and discus- sion with your professional advisors. It is not a formal ap- praisal and should not be used for tax, legal, or financial reporting purposes.
View this content as a flipbook by clicking here.